BOLI Fact & Figures

BOLI continues to be a popular investment choice for a variety of banks. As of December 31,2015, 3,718 banks nationwide reported BOLI cash surrender values on their regulatory filings. 66% of banks nationwide with assets between $100 million and $1 billion currently own BOLI.

  • $156.1 billion of BOLI cash value now on bank's financials as of 12/31/15

 



 

Banks with BOLI

 

Averages for Banks with BOLI**

 

Asset Size

Total Banks

#

%

Assets $

Capital $***

BOLI
CSV $

% BOLI
to Capital

% BOLI
to Assets
$20+ Billion 75 53 70.7% 207,387,190 19,479,064 2,165,905 11.1% 1.0%

$10B - 20B

32

25

78.1%

15,117,504

1,495,332

172,711

11.6%

1.1%

$5-10 Billion

88

75

85.2%

7,407,871

724,839

110,729

15.3%

1.5%

$1-5 Billion

509

416

81.7%

2,028,851

207,845

31,469

15.1%

1.6%

$750-999 Million

240

181

75.4%

875,977

93,088

14,757

15.9%

1.7%

$500-749 Million

429

314

73.2%

606,743

65,477

10,555

16.1%

1.7%

$250-499 Million 1,152 836 72.6% 352,804 37,913 6,171 16.3% 1.7%
$100-249 Million 1,955 1,163 59.5% 165,901 18,457 3,065 16.6% 1.8%
<$100 Million 1,723 655 38.0% 63,323 7,429 1,328 17.9% 2.1%

TOTALS

6,203

3,718

59.9%

 

 

 

 

 
                 

As of 12/31/2015
* Source: SNL Financial LLC. Contains copyrighted and trade secret material distributed under license from SNL. For recipient's internal use only.
** Numbers in thousands
*** Tier 1 Capital plus Loan Loss Allowance, if applicable