D. John Gagnon

John has almost thirty years of experience in the executive benefits area and bank and corporate owned life insurance. From 1997 through 2004 he was the President and Chief Executive Officer of a nationally recognized executive benefit organization. Since that time he has been a consultant to banks…


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John Waters, CLU, ChFC

John has over twenty-five years of experience designing, implementing, and administering executive compensation and benefit plans. His specialty areas include Bank-Owned Life Insurance (BOLI), Deferred Compensation and Split Dollar plans. He also has extensive knowledge in working with tax-exempt…


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